Radermacher, R., Dror, I., Zabel, K. and Ashok, S. (2009) The impact of microinsurance on economic and social outcomes for the poor in low- and middle income countries. Campbell Collaboration.Link to Source
Vulnerable poor people are more likely to be affected by devastating effects of natural or human calamities such as crop failure. By giving the poor access to a formal insurance scheme which covers the risks associated with health, property, crops and life, micro-insurance interventions can help them to reduce their vulnerability and enjoy a better life. A systematic review of micro-insurance studies can assess the overall effectiveness of this growing sector and help policy makers to improve programme design and provide effective financial protection to the neediest sections of society.
To assess and summarise the evidence on the effects of micro-insurance programmes on beneficiaries and their households, and to assess the common contexts or mechanisms shared by successful programmes.
The review will include experimental and quasi-experimental studies with baseline assessment of comparability, assessing the impact of micro-insurance on beneficiaries and their households. Authors might consider using data from other studies – e.g. ethnographic studies – to complement and better interpret the quantitative results of the review.